MANAGEMENT
TEAM
At Midland Microfin Ltd., our management team is the driving force behind our success. They skillfully allocate resources, manage risks, and steer the company through a rapidly changing environment.
Their dedication and innovative approaches enable us to navigate complex challenges and seize growth opportunities. The team’s strategic insights and decisive actions not only propel our organisation forward but also foster a culture of resilience and excellence. Their leadership ensures we continue to make a significant impact on the communities we serve, achieving our mission with integrity and purpose.
Mr. Amardeep Singh Samra
Managing Director
Managing Director
Amardeep Singh Samra leads as the MD and CEO of Midland Microfin Ltd, pioneering microfinance across India. With over 13 years of remarkable leadership, he has grown Midland Microfin into a leading MFI achieving remarkable milestones in asset quality and ethical client relationships. His expertise in Finance, Marketing, and Administration has driven innovation within the organization. He introduced centralized credit sanctioning and digital disbursement, enhancing efficiency and convenience for customers. As a Director in Microfinance Institutions Network (MFIN), he contributes to industry standards and regulatory compliance.
MR. AMITESH KUMAR
President, Chief Operating Officer & Chief Financial Officer (President, COO & CFO)
Mr. Amitesh Kumar is a founding Executive team member of Midland Microfin Ltd and is a highly accomplished Microfinance professional with over 15 years of diverse experience. His expertise spans sales, marketing, business development, financial management, risk management, and more.
MR. KAPIL KUMAR RUHELA
Company Secretary & Chief Compliance Officer
With over a decade of experience in compliance and secretarial functions, Mr. Kapil Kumar Ruhela is well-versed in the intricacies of business regulations. His expertise spans areas governed by SEBI, RBI, FEMA, Companies Act, and stock exchange listing norms. As an associate member of ICSI.
MR. GAGANDEEP SHARMA
Chief Information and Security Officer (CISO)
Mr. Gagandeep Sharma is a distinguished technology leader with 20 years of experience in the financial services and technology sectors. He has played pivotal roles in renowned organizations such as A.S Software Services Pvt Ltd, StarAgri Finance Ltd, Indiabulls Housing Finance Services Ltd, Indiabulls Technology Ltd, and ICICI HFC Ltd.
MR. GOPESH GUPTA
Vice President – Accounts & Finance
Mr. Gopesh Kumar, a Chartered Accountant, has been a key member of our Accounts & Finance Department for the past 6 years. His expertise and dedication have made him a vital asset to our company. With a strong background in financial management and accounting, he has consistently demonstrated exceptional skills in financial analysis.
MR. RAJESH KUMAR
Strategic Business Head
Mr. Rajesh Kumar is a seasoned financial services leader with more than 22 years of experience across operations, credit, collections, and business development. He has held key leadership roles at institutions including Unity Small Finance Bank, Arohan Financial Services, and Jana Small Finance Bank.
MR. RAHUL KUMAR
Business Head
A strategic leader with over 16 years of experience in financial services, Mr. Rahul Kumar heads Midland’s operations across Kolkata, Bihar, and Odisha. His academic background includes an Executive MBA in Strategic Management from IIM Calcutta and a Postgraduate Diploma in Forestry Management from IIFM Bhopal.
MR. GAGANDEEP SHARMA
Vice President – Insurance
Mr. Gagandeep Sharma, a law graduate and CA Inter, brings over 28 years of experience in Income Tax and audit to his role. He plays a pivotal role in developing robust internal control systems by establishing standardized audit processes. His expertise includes contracts, dispute resolution, regulatory compliance, corporate advisory, and risk management in the financial sector.
MR. MANINDER KUMAR
Deputy Vice President – Credit & Product
Mr. Maninder Kumar has been an integral part of Midland Microfin Limited since its inception in November 2010, bringing 14 years of enriched experience in the Microfinance industry. His expertise lies in designing processes, policies, and products, and he plays a crucial role in driving backend business operations, credit, compliance, analytics, and risk analysis tasks.
MR. VINOD KUMAR MAHESHWARI
Head of Information Technology
With over 15 years of experience in enterprise technology and digital innovation within the financial services sector, Mr. Vinod Kumar Maheshwari brings a future-focused mindset to his role at Midland Microfin Limited. As Head of Information Technology, he leads Midland’s technology transformation, ensuring the organisation is agile, secure, and prepared for scalable growth.
MS. PARMINDERJIT KAUR
Associate Vice President – Credit Plus Product
Mrs. Parminderjit Kaur contributes as the Associate Vice President – Social Impact Product at Midland Microfin Limited, bringing over 12 years of experience in the microfinance industry. She holds an MBA in Finance from ICFAI Business School and a B.Com from Lyallpur Khalsa College. In her role, Mrs. Kaur oversees and manages social impact products, aligning them with the company’s strategic goals.
MR. AMIT RATHI
Associate Vice President – Internal Audit & Control
Mr. Amit Kumar Rathi is a seasoned audit professional with 19 years of experience in the microfinance sector. He has a notable background in functional audit and risk processes, having worked at Varthan Finance Pvt Ltd and other esteemed organizations such as Caspor Micro Credit, Bharat Financial Inclusion Ltd, Jana Small Finance Bank Ltd, Capital Trust Ltd.
MR. HARIKISHAN AGRAWAL
Associate Deputy Business Head
Mr. Harikishan Kumar, a graduate with a BSc and BEd, brings with him an impressive 17 years of experience in the microfinance industry. Having worked at SKS Microfinance Ltd. and currently serving at Midland Microfin Ltd., he has amassed a wealth of knowledge and expertise. As the Deputy Business Head, He plays a pivotal role in managing Midland’s offices.
MR. DHARAM SINGH SOLANKI
Deputy Business Head
Mr. Dharam Singh Solanki, who holds an MBA degree, brings a notable 17 years of experience in the microfinance industry. He has previously worked with SKS Microfinance Ltd. and is currently a valuable member of Midland Microfin Ltd. Throughout his career, he has developed a deep understanding of the sector.
MR. NITISH GARG
Senior Manager – Legal, Vigilance and Fraud
With more than eight years of experience in financial compliance and legal risk management, Mr. Nitish Garg leads Midland’s Legal, Vigilance, and Fraud Monitoring Unit. He brings a strong legal foundation from his work with institutions.
MS. AMARPREET KOUR DUTTA
Senior Manager – Human Resources
Ms. Amarpreet Kour Dutta leads Human Resources at Midland with over a decade of experience across law and people operations. A trained lawyer, she transitioned into HR after practising at the Honourable Court of Jammu and Kashmir, and now oversees a range of critical functions including:
MS. SANDHYA
Manager – Corporate Social Responsibilty & Event Management / Customer Grievance Redressal Unit
Ms. Sandhya has built a diverse career spanning CSR, Operations, Training, PR, and Customer Grievance Redressal. At Midland, she is known for developing impactful CSR programmes that align with the evolving needs of the community.
MS. TANUJA MEHTA
Manager – Administration & Facilities
Ms. Tanuja Mehta, a Bachelor of Arts graduate, has been an integral part of our organization for the past 11 years. As the Manager of Administration & Facilities, she brings a wealth of experience and expertise to the team. Her exceptional organizational skills, keen problem-solving abilities, and adeptness in Facilitation of Administrative Support.
MR. AMITESH KUMAR
President, Chief Operating Officer &
Chief Financial Officer (President, COO & CFO)
Mr. Amitesh Kumar is a founding Executive team member of Midland Microfin Ltd and is a highly accomplished Microfinance professional with over 15 years of diverse experience. His expertise spans sales, marketing, business development, financial management, risk management, and more. He excels in Business Development, Operations Management, Strategy Formulation, Financial Planning, and more, showcasing a versatile skill set.
Mr. Amitesh has received prestigious accolades, including being recognized as one of the Top 5 CFOs in Finance in 2019 by CEO Insights Magazine and among the 10 best CFOs in India in 2023 by TradeFlock Magazine. His strategic prowess and positive leadership style have been instrumental in Midland’s success since its inception in 2011.
Mr. Kapil Kumar Ruhela
Company Secretary
& Chief Compliance Officer
With over a decade of experience in compliance and secretarial functions, Mr. Kapil Kumar Ruhela is well-versed in the intricacies of business regulations. His expertise spans areas governed by SEBI, RBI, FEMA, Companies Act, and stock exchange listing norms. As an associate member of ICSI, he excels in ensuring statutory compliance, formulating policies, conducting audits, and upholding corporate governance standards.
MR. GAGANDEEP SHARMA
Chief Information and Security
Officer (CISO)
Mr. Gagandeep Sharma is a distinguished technology leader with 20 years of experience in the financial services and technology sectors. He has played pivotal roles in renowned organizations such as A.S Software Services Pvt Ltd, StarAgri Finance Ltd, Indiabulls Housing Finance Services Ltd, Indiabulls Technology Ltd, and ICICI HFC Ltd.
As the Chief Technology Officer (CTO) and Chief Information & Security Officer (CISO) at Midland Microfin Limited. Mr. Sharma leads the organization’s technology vision, ensuring seamless integration of innovative solutions that align with business goals. He is an expert in designing and implementing scalable IT strategies, robust digital infrastructures, and secure financial technology ecosystems that enhance operational efficiency and customer experience.
A forward-thinking leader, Mr. Sharma is passionate about leveraging emerging technologies, driving digital transformation, and fostering a culture of innovation. His strategic approach and technical acumen continue to make a profound impact on the industry, positioning organizations at the forefront of technological advancement.
Mr. Gopesh Gupta
Vice President-
Accounts & Finance
Mr. Gopesh Kumar, a Chartered Accountant, has been a key member of our Accounts & Finance Department for the past 6 years. His expertise and dedication have made him a vital asset to our company. With a strong background in financial management and accounting, he has consistently demonstrated exceptional skills in financial analysis, budgeting, and reporting. His contributions have significantly enhanced our financial operations and strategic decision-making processes. His commitment to excellence and his invaluable insights continue to drive the success and efficiency of our finance team.
MR. Rajesh Kumar
Strategic Business
Head
Mr. Rajesh Kumar is a seasoned financial services leader with more than 22 years of experience across operations, credit, collections, and business development. He has held key leadership roles at institutions including Unity Small Finance Bank, Arohan Financial Services, and Jana Small Finance Bank, where he consistently delivered operational excellence.
At Midland Microfin Limited, Mr. Kumar spearheads core operations with a focus on enhancing process efficiencies, strengthening risk frameworks, and building execution-led culture. His ability to drive alignment across business verticals makes him a critical contributor to Midland’s strategic roadmap.
A firm believer in scalable, community-focused models, Mr. Kumar’s leadership is rooted in operational rigour and customer-centricity. His commitment to building sustainable growth channels continues to strengthen Midland’s mission of financial inclusion.
MR. RAHUL KUMAR
Business
Head
A strategic leader with over 16 years of experience in financial services, Mr. Rahul Kumar heads Midland’s operations across Kolkata, Bihar, and Odisha. His academic background includes an Executive MBA in Strategic Management from IIM Calcutta and a Postgraduate Diploma in Forestry Management from IIFM Bhopal.
Mr. Kumar’s leadership is defined by innovative thinking, rural market expertise, and a deep commitment to financial inclusion. Under his guidance, Midland’s outreach and customer engagement in the eastern region have seen measurable improvements.
He brings a multidimensional perspective to growth and governance, making him a key contributor to Midland’s impact on underserved communities.
MR. AMITESH KUMAR