MANAGEMENT
TEAM
At Midland Microfin Ltd., our management team is the driving force behind our success. They skillfully allocate resources, manage risks, and steer the company through a rapidly changing environment.
Their dedication and innovative approaches enable us to navigate complex challenges and seize growth opportunities. The team’s strategic insights and decisive actions not only propel our organisation forward but also foster a culture of resilience and excellence. Their leadership ensures we continue to make a significant impact on the communities we serve, achieving our mission with integrity and purpose.
Mr. Amardeep Singh Samra
Managing Director
Managing Director
Amardeep Singh Samra leads as the MD and CEO of Midland Microfin Ltd, pioneering microfinance across India. With over 13 years of remarkable leadership, he has grown Midland Microfin into a leading MFI achieving remarkable milestones in asset quality and ethical client relationships. His expertise in Finance, Marketing, and Administration has driven innovation within the organization. He introduced centralized credit sanctioning and digital disbursement, enhancing efficiency and convenience for customers. As a Director in Microfinance Institutions Network (MFIN), he contributes to industry standards and regulatory compliance.
MR. AMITESH KUMAR
President, Chief Operating Officer &
Chief Financial Officer (President, COO & CFO)
Mr. Amitesh Kumar is a founding Executive team member of Midland Microfin Ltd and is a highly accomplished Microfinance professional with over 15 years of diverse experience. His expertise spans sales, marketing, business development, financial management, risk management, and more. He excels in Business Development, Operations Management, Strategy Formulation, Financial Planning, and more, showcasing a versatile skill set.
Mr. Amitesh has received prestigious accolades, including being recognized as one of the Top 5 CFOs in Finance in 2019 by CEO Insights Magazine and among the 10 best CFOs in India in 2023 by TradeFlock Magazine. His strategic prowess and positive leadership style have been instrumental in Midland’s success since its inception in 2011.
Mr. Kapil Kumar Ruhela
Company Secretary
& Chief Compliance Officer
With over a decade of experience in compliance and secretarial functions, Mr. Kapil Kumar Ruhela is well-versed in the intricacies of business regulations. His expertise spans areas governed by SEBI, RBI, FEMA, Companies Act, and stock exchange listing norms. As an associate member of ICSI, he excels in ensuring statutory compliance, formulating policies, conducting audits, and upholding corporate governance standards.
MR. GAGANDEEP SHARMA
Chief Information and Security
Officer (CISO)
Mr. Gagandeep Sharma is a distinguished technology leader with 20 years of experience in the financial services and technology sectors. He has played pivotal roles in renowned organizations such as A.S Software Services Pvt Ltd, StarAgri Finance Ltd, Indiabulls Housing Finance Services Ltd, Indiabulls Technology Ltd, and ICICI HFC Ltd.
As the Chief Technology Officer (CTO) and Chief Information & Security Officer (CISO) at Midland Microfin Limited. Mr. Sharma leads the organization’s technology vision, ensuring seamless integration of innovative solutions that align with business goals. He is an expert in designing and implementing scalable IT strategies, robust digital infrastructures, and secure financial technology ecosystems that enhance operational efficiency and customer experience.
A forward-thinking leader, Mr. Sharma is passionate about leveraging emerging technologies, driving digital transformation, and fostering a culture of innovation. His strategic approach and technical acumen continue to make a profound impact on the industry, positioning organizations at the forefront of technological advancement.
Mr. Gopesh Gupta
Vice President-
Accounts & Finance
Mr. Gopesh Kumar, a Chartered Accountant, has been a key member of our Accounts & Finance Department for the past 6 years. His expertise and dedication have made him a vital asset to our company. With a strong background in financial management and accounting, he has consistently demonstrated exceptional skills in financial analysis, budgeting, and reporting. His contributions have significantly enhanced our financial operations and strategic decision-making processes. His commitment to excellence and his invaluable insights continue to drive the success and efficiency of our finance team.
MR. Rajesh Kumar
Strategic Business
Head
Mr. Rajesh Kumar is a seasoned financial services leader with more than 22 years of experience across operations, credit, collections, and business development. He has held key leadership roles at institutions including Unity Small Finance Bank, Arohan Financial Services, and Jana Small Finance Bank, where he consistently delivered operational excellence.
At Midland Microfin Limited, Mr. Kumar spearheads core operations with a focus on enhancing process efficiencies, strengthening risk frameworks, and building execution-led culture. His ability to drive alignment across business verticals makes him a critical contributor to Midland’s strategic roadmap.
A firm believer in scalable, community-focused models, Mr. Kumar’s leadership is rooted in operational rigour and customer-centricity. His commitment to building sustainable growth channels continues to strengthen Midland’s mission of financial inclusion.
MR. RAHUL KUMAR
Business
Head
A strategic leader with over 16 years of experience in financial services, Mr. Rahul Kumar heads Midland’s operations across Kolkata, Bihar, and Odisha. His academic background includes an Executive MBA in Strategic Management from IIM Calcutta and a Postgraduate Diploma in Forestry Management from IIFM Bhopal.
Mr. Kumar’s leadership is defined by innovative thinking, rural market expertise, and a deep commitment to financial inclusion. Under his guidance, Midland’s outreach and customer engagement in the eastern region have seen measurable improvements.
He brings a multidimensional perspective to growth and governance, making him a key contributor to Midland’s impact on underserved communities.