MR. GAGANDEEP SHARMA
Deputy Vice President
– Insurance
Mr. Gagandeep Sharma, a law graduate and CA Inter, brings over 28 years of experience in Income Tax and audit to his role. He plays a pivotal role in developing robust internal control systems by establishing standardized audit processes. His expertise includes contracts, dispute resolution, regulatory compliance, corporate advisory, and risk management in the financial sector. Mr. Sharma provides strategic guidance and support to the legal and audit teams, ensuring regulatory compliance and effective risk management across legal, audit, and insurance functions, contributing significantly to our organizational success.
Mr. Maninder Kumar
Assistant Vice President –
Credit & Product
Mr. Maninder Kumar has been an integral part of Midland Microfin Limited since its inception in November 2010, bringing 14 years of enriched experience in the Microfinance industry. His expertise lies in designing processes, policies, and products, and he plays a crucial role in driving backend business operations, credit, compliance, analytics, and risk analysis tasks. Currently serving as the Associate Vice President-Credit, Mr. Maninder leads efforts in credit monitoring, risk analysis, and developing methodologies to establish risk appetite. His contributions in updating, implementing, and suggesting policies and procedures aligning with the company’s business targets and risk management goals.
Ms. Parminderjit Kaur
Associate Vice President-
Credit Plus Product
Mrs. Parminderjit Kaur contributes as the Associate Vice President – Social Impact Product at Midland Microfin Limited, bringing over 12 years of experience in the microfinance industry. She holds an MBA in Finance from ICFAI Business School and a B.Com from Lyallpur Khalsa College. In her role, Mrs. Kaur oversees and manages social impact products, aligning them with the company’s strategic goals. Her leadership, financial expertise, and strategic planning have significantly boosted the company’s financial performance and operational excellence. Mrs. Kaur excels in product portfolio management, team leadership, client relationship management, and ensuring regulatory compliance. Known for her strong organizational and time-management skills, she also possesses excellent communication and interpersonal abilities. Her ethical conduct and reliability make her a valuable asset to the company. Mrs. Kaur’s extensive background in finance and microfinance continues to foster innovation and excellence at Midland Microfin Limited.
Mr. Pallav Majumdar
Associate Vice President –
Training
Mr. Pallav Majumdar has 20+ years of experience in training across various industries such as pharmaceutical, insurance, NBFC and microfinance. During his professional journey, in addition to training, he also worked in the field of sales, HR and quality teams. His areas of interest are content creation, identifying training needs and developing a training culture in the organisation. He is also involved in the training of trainers and has worked with Eli Lilly Ranbaxy, ICICI Lombard, L&T Insurance, and Arohan Finance.
Mr. Amit Rathi
Associate Vice President –
Internal Audit & Control
Mr. Amit Kumar Rathi is a seasoned audit professional with 19 years of experience in the microfinance sector. He has a notable background in functional audit and risk processes, having worked at Varthan Finance Pvt Ltd and other esteemed organizations such as Caspor Micro Credit, Bharat Financial Inclusion Ltd, Jana Small Finance Bank Ltd, Capital Trust Ltd, and RBL Finance Ltd. Mr. Rathi is an expert in risk-based internal audit, fraud risk assessment, credit, sales review, and compliance. He brings a strong combination of leadership and hands-on experience, with significant expertise in loan portfolio audit methodology for microfinance and NBFC institutions. Currently, as the Associate Vice President of Internal Audit & Control at Midland Microfin Ltd, Mr. Rathi oversees the development and implementation of audit and risk strategies. He plays a crucial role in the prevention, detection, and investigation of potential fraud and other risks. His strong analytical abilities and adeptness in formulating and streamlining operational policies and procedures make him an invaluable asset to the organization.
Mr. Harikishan Agrawal
Deputy Business Head
Mr. Harikishan Kumar, a graduate with a BSc and BEd, brings with him an impressive 17 years of experience in the microfinance industry. Having worked at SKS Microfinance Ltd. and currently serving at Midland Microfin Ltd., he has amassed a wealth of knowledge and expertise. As the Deputy Business Head, He plays a pivotal role in managing Midland’s offices in Punjab, Haryana, Himachal Pradesh and Rajasthan. His areas of expertise include strategic planning, operational management, leadership and team management, market analysis, and risk management. His contributions are integral to driving the company’s growth and success.